Welcome to My Adventure Site! If you’re a frequent traveler for business, you’re likely aware of how important it is to have the right credit card in your wallet. Not only can a good business travel credit card help you earn rewards and save money, but it can also provide you with valuable perks that make your travels much smoother. In this blog post, we’ll explore the top 10 business travel credit cards for 2024. Let’s dive in!
Table of Contents
- What to Look for in a Business Travel Credit Card
- Top 10 Business Travel Credit Cards for 2024
- 1. Chase Ink Business Preferred
- 2. American Express Business Gold Card
- 3. Capital One Spark Miles for Business
- 4. Hilton Honors American Express Business Card
- 5. BMO Harris Business Platinum Rewards Card
- 6. Wells Fargo Business Platinum Credit Card
- 7. U.S. Bank Business Leverage Visa Signature Card
- 8. CitiBusiness AAdvantage Platinum Select Mastercard
- 9. Marriott Bonvoy Business American Express Card
- 10. Discover it Business Card
- FAQs about Business Travel Credit Cards
- Conclusion
What to Look for in a Business Travel Credit Card
Selecting the right business travel credit card can be overwhelming with so many options available. Here are key features to consider:
- Rewards Structure: Focus on cards that offer higher rewards rates for travel-related purchases such as flights, hotels, and dining.
- Signup Bonuses: Many cards offer substantial bonuses if you meet a spending threshold within the first few months. This can translate into free flights or hotel stays.
- Annual Fees: Some cards come with high annual fees but offer valuable benefits that can outweigh the costs. Assess your travel habits to see if the perks justify the fee.
- Travel Benefits: Look for cards that offer perks like airport lounge access, travel insurance, and no foreign transaction fees.
- Flexibility: Choose a card that allows you to redeem your points or miles in ways that fit your travel preferences.
Top 10 Business Travel Credit Cards for 2024
1. Chase Ink Business Preferred
- Rewards: 3x points on travel, shipping, internet, cable, and phone services.
- Annual Fee: $95.
- Bonus Offer: Earn 100,000 bonus points after spending $15,000 in the first three months.
- Benefits: Comprehensive travel insurance and no foreign transaction fees.
2. American Express Business Gold Card
- Rewards: 4x points on the 2 categories where your business spends the most each month.
- Annual Fee: $295.
- Bonus Offer: 70,000 points after spending $10,000 in the first three months.
- Benefits: Access to the American Express Global Lounge Collection.
3. Capital One Spark Miles for Business
- Rewards: 2x miles on every purchase.
- Annual Fee: $95, waived for the first year.
- Bonus Offer: Earn 50,000 bonus miles after spending $4,500 in the first three months.
- Benefits: No foreign transaction fees and free employee cards.
4. Hilton Honors American Express Business Card
- Rewards: 12x points on Hilton purchases, 6x points at U.S. restaurants, and 3x on all other purchases.
- Annual Fee: $95.
- Bonus Offer: 130,000 Hilton Honors Bonus Points after spending $3,000 in the first three months.
- Benefits: Complimentary Hilton Honors Gold status.
5. BMO Harris Business Platinum Rewards Card
- Rewards: 2x points on eligible purchases.
- Annual Fee: $0 for the first year, then $50.
- Bonus Offer: 20,000 points after spending $2,500 in the first three months.
- Benefits: No foreign transaction fees and flexible redemption options.
6. Wells Fargo Business Platinum Credit Card
- Rewards: 1.5% cash back on all purchases.
- Annual Fee: $0.
- Bonus Offer: $200 cash back after spending $1,000 in the first three months.
- Benefits: No foreign transaction fees.
7. U.S. Bank Business Leverage Visa Signature Card
- Rewards: 2% cash back on eligible purchases in two categories of your choice.
- Annual Fee: $0 for the first year, then $95.
- Bonus Offer: $750 cash back after spending $7,500 in the first 120 days.
- Benefits: Free employee cards and no foreign transaction fees.
8. CitiBusiness AAdvantage Platinum Select Mastercard
- Rewards: 2x miles on American Airlines purchases and at gas stations.
- Annual Fee: $99, waived for the first year.
- Bonus Offer: 70,000 AAdvantage miles after spending $4,000 in the first three months.
- Benefits: Preferred boarding on American Airlines flights.
9. Marriott Bonvoy Business American Express Card
- Rewards: 6x points at Marriott properties, 4x points at U.S. restaurants.
- Annual Fee: $125.
- Bonus Offer: 75,000 Marriott Bonvoy bonus points after spending $3,000 in the first three months.
- Benefits: Complimentary Silver Elite status.
10. Discover it Business Card
- Rewards: 1.5% cash back on every purchase.
- Annual Fee: $0.
- Bonus Offer: Discover will match all cash back earned in the first year.
- Benefits: Free employee cards and no foreign transaction fees.
| Card Name | Annual Fee | Rewards Rate | Bonus Offer |
|---|---|---|---|
| Chase Ink Business Preferred | $95 | 3x on travel, shipping, etc. | 100,000 points after $15,000 |
| American Express Business Gold Card | $295 | 4x on top 2 categories | 70,000 points after $10,000 |
| Capital One Spark Miles for Business | $95 | 2x on all purchases | 50,000 miles after $4,500 |
| Hilton Honors American Express Business Card | $95 | 12x on Hilton, 6x on dining | 130,000 points after $3,000 |
| BMO Harris Business Platinum Rewards Card | $50 | 2x on purchases | 20,000 points after $2,500 |
| Wells Fargo Business Platinum Credit Card | $0 | 1.5% cash back | $200 cash back after $1,000 |
| U.S. Bank Business Leverage Visa Signature Card | $95 | 2% in 2 categoriesFAQs about Business Travel Credit Cards
Q: What is the best business travel credit card for beginners? Q: Are there any hidden fees with business travel credit cards? Q: How do I maximize rewards on my business travel credit card? Q: Can I use personal credit cards for business expenses? ConclusionChoosing the right business travel credit card can significantly enhance your travel experiences while helping you save money and earn rewards. The top 10 cards listed here for 2024 offer a variety of benefits that cater to different business needs, whether you’re a frequent flyer or someone who enjoys the occasional getaway. Remember to assess your spending habits and travel preferences before making a decision. Happy travels! For more insights on maximizing your business travel experience, check out The Points Guy and NerdWallet for additional tips and comparisons. Related postsLeave a ReplyLatest Posts
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